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Backpacker schedule of benefits

General
Section Limit (£) Excess (£)
Cancellation and Curtailment Up to 1,500 60 (30 Loss of Deposit)
Catastrophe Up to 700 60

 

Medical
Section Limit (£) Excess (£)
Medical Expenses (Including emergency assistance services) Up to 3,000,000 85
Hospital Benefit 15 per day up to 300 N/A

 

General Travel Cover
Section Limit (£) Excess (£)
Travel Delay 20 for each 12 hour period up to 100 N/A
Holiday Abandonment Up to 1,500 60
Hotel Services Failure/Withdrawal of Services Nil N/A
Mugging Benefit Nil N/A
Unused Excersions Nil N/A
Pet Care Nil N/A
Missed Departure Up to 500 60
Personal Accident Max benefit 15,000 N/A
Loss of Limbs or sight (aged under 66) Up to 15,000
Permanent Total Disablement (aged under 66) Up to 15,000
Death benefit (aged 18-65) Up to 7,000
Death benefit (aged under 18) Nil
All benefits (aged 66 and over) Nil
Personal Liability Up to 2,000,000 275
Legal Expenses Nil N/A

 

Baggage and Personal effects cover
Section Limit (£) Excess (£)
Personal Effects and Baggage Up to 1,000 60
Single Item Limit 200
Valuables Limit in Total 200
Travel Documents 150
Delayed Baggage Up to 150
Personal Money Up to 200 60
Cash Limit 150
Cash (aged under 18) 50

 

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